:root{--ink:#2b3840;--brown:#a27b5a;--brown-deep:#805e43;--muted:#718087;--line:#e3e5e3;--ivory:#edebe4;--pale:#f6f7f5;--white:#fff;--good:#286e59;--warn:#a9672f;--danger:#a64c45;--shadow:0 12px 34px rgba(28,42,48,.07);font-family:Lato,Arial,sans-serif;color:var(--ink);background:#f4f5f2;font-synthesis:none}
*{box-sizing:border-box}body{margin:0;min-width:320px}button,input,select,textarea{font:inherit}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.48}a{color:var(--brown-deep)}.shell{display:grid;grid-template-columns:248px minmax(0,1fr);min-height:100vh}.sidebar{background:var(--ink);color:#fff;position:sticky;top:0;height:100vh;display:flex;flex-direction:column;padding:28px 16px 18px}.brand{display:flex;align-items:center;gap:12px;padding:4px 12px 38px;letter-spacing:.16em}.brand-mark{background:var(--brown);color:#fff;width:38px;height:38px;border-radius:11px;display:grid;place-items:center;font-weight:900;font-size:20px;letter-spacing:-.08em}.brand strong{display:block;font-size:15px;letter-spacing:.18em}.brand small{display:block;color:#b8c3c4;font-size:9px;letter-spacing:.2em;margin-top:4px}.side-caption{color:#95a5aa;font-size:10px;font-weight:900;letter-spacing:.2em;padding:0 14px 14px}.sidebar nav{display:grid;gap:4px}.nav-item{width:100%;border:0;background:none;color:#b9c8cb;text-align:left;padding:12px 14px;border-radius:10px;display:flex;align-items:center;gap:12px;font-weight:700}.nav-item:hover,.nav-item.active{background:rgba(255,255,255,.10);color:#fff}.nav-icon{font-size:18px;width:21px;text-align:center}.side-foot{margin-top:auto;border-top:1px solid rgba(255,255,255,.12);padding:19px 12px 0;color:#c6d0d2;font-size:12px;display:flex;gap:9px;align-items:flex-start;line-height:1.4}.signal-dot{width:8px;height:8px;background:#7bb89a;flex:none;border-radius:50%;margin-top:4px}.app-column{min-width:0}.topbar{height:104px;background:#fff;border-bottom:1px solid var(--line);padding:22px clamp(22px,4vw,62px);display:flex;align-items:center;justify-content:space-between;gap:24px}.topbar-title h1{font-size:26px;line-height:1.1;margin:6px 0 0;font-weight:900;letter-spacing:-.025em}.eyebrow{color:var(--brown-deep);font-size:10px;letter-spacing:.22em;font-weight:900}.topbar-actions{display:flex;gap:10px;align-items:center}.year-control{font-size:11px;color:var(--muted);font-weight:900;text-transform:uppercase;letter-spacing:.08em;display:grid;gap:4px}.year-control select{width:96px;background:#f7f8f6}.button{border:1px solid #cbd1d1;background:#fff;color:var(--ink);border-radius:10px;padding:10px 14px;font-size:13px;font-weight:900;min-height:42px}.button:hover{border-color:var(--brown)}.button-primary{background:var(--brown);border-color:var(--brown);color:#fff}.button-primary:hover{background:var(--brown-deep);color:#fff}.button-quiet{border:none;background:#f1f2ef}.button-danger{color:var(--danger);border-color:#e5cbc8}.main-wrap{max-width:1200px;margin:0 auto;padding:28px clamp(22px,4vw,62px) 80px}.page-intro{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:22px}.page-intro h2{font-size:28px;letter-spacing:-.035em;margin:0 0 6px}.page-intro p{color:var(--muted);margin:0;line-height:1.55}.eyebrow-line{font-size:11px;font-weight:900;letter-spacing:.16em;text-transform:uppercase;color:var(--brown-deep);margin-bottom:9px}.stack{display:grid;gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:var(--shadow);min-width:0}.card h3{font-size:17px;margin:0 0 8px}.card p{margin:0;color:var(--muted);line-height:1.5}.card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:18px;margin-bottom:18px}.hero{background:linear-gradient(125deg,#2b3840,#41535b);color:#fff;border-radius:20px;padding:30px;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center;box-shadow:var(--shadow)}.hero h2{font-size:30px;line-height:1.12;letter-spacing:-.035em;margin:8px 0 12px}.hero p{color:#d8e0df;margin:0;max-width:600px;line-height:1.5}.hero .eyebrow-line{color:#d8b491}.hero-actions{display:flex;gap:10px;flex-wrap:wrap}.hero-actions .button{min-width:138px;min-height:56px;font-size:15px}.stat{padding:20px 22px}.stat-label{color:var(--muted);font-size:11px;font-weight:900;letter-spacing:.11em;text-transform:uppercase}.stat strong{display:block;font-size:30px;margin:12px 0 6px;letter-spacing:-.04em}.stat small{color:var(--muted)}.badge{display:inline-flex;align-items:center;padding:5px 9px;border-radius:999px;background:#e8f2ec;color:var(--good);font-weight:900;font-size:11px;white-space:nowrap}.badge.warn{background:#fff1dc;color:var(--warn)}.badge.danger{background:#fbe9e7;color:var(--danger)}.muted{color:var(--muted)}.info-list{margin:0;padding:0;list-style:none;display:grid;gap:10px}.info-list li{display:flex;gap:10px;align-items:flex-start;line-height:1.5;color:#4b575d}.info-list li::before{content:'•';color:var(--brown);font-weight:900}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field{display:grid;gap:6px;min-width:0}.field.full{grid-column:1/-1}.field span{font-size:12px;font-weight:900;color:#44535a}.field small{font-size:11px;color:var(--muted)}input,select,textarea{width:100%;min-height:44px;padding:10px 12px;border:1px solid #ccd3d1;border-radius:10px;background:#fff;color:var(--ink);outline:none}textarea{min-height:88px;resize:vertical}input:focus,select:focus,textarea:focus{border-color:var(--brown);box-shadow:0 0 0 3px rgba(162,123,90,.14)}.form-actions{display:flex;gap:10px;align-items:center;justify-content:flex-end;margin-top:18px}.section-label{font-size:12px;color:var(--brown-deep);font-weight:900;text-transform:uppercase;letter-spacing:.14em;margin:0 0 12px}.list{display:grid;gap:10px}.list-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:14px;padding:14px 16px;border:1px solid var(--line);border-radius:12px;align-items:center}.list-row strong{display:block;font-size:14px}.list-row small{display:block;color:var(--muted);line-height:1.45;margin-top:4px}.row-actions{display:flex;gap:8px;align-items:center}.icon-button{border:1px solid var(--line);background:#fff;color:var(--ink);border-radius:9px;min-width:38px;min-height:38px;padding:6px}.icon-button:hover{border-color:var(--brown)}.empty{border:1px dashed #cdd4d0;background:#fafbf9;border-radius:14px;padding:26px;text-align:center;color:var(--muted);line-height:1.5}.issue{background:#fff8e9;border:1px solid #efddbc;color:#865723;border-radius:12px;padding:12px 14px;font-size:13px;line-height:1.5}.issue strong{display:block}.ready{background:#e9f4ed;border-color:#c6e0d1;color:var(--good)}.filter-row{display:flex;gap:8px;flex-wrap:wrap}.filter-row select{width:auto;min-width:150px}.copy-row{display:grid;grid-template-columns:minmax(0,1fr) 145px 98px;gap:16px;align-items:center;border-bottom:1px solid var(--line);padding:13px 0}.copy-row:last-child{border-bottom:0}.copy-row .label{font-size:13px;line-height:1.4}.copy-row .value{text-align:right;font-weight:900;font-variant-numeric:tabular-nums}.copy-row.computed{background:#f2f2f1;padding-left:10px;padding-right:10px;border-radius:8px;margin:3px 0}.copy-row.computed .value{color:#6f7678}.copy-row .button{min-height:34px;padding:6px 10px;font-size:11px}.copy-row .details{grid-column:1/-1;color:var(--muted);font-size:11px;margin:-6px 0 0}.wealth-card{max-width:860px}.wealth-head{font-size:15px;font-weight:900;border-bottom:1px solid var(--line);padding:5px 0 14px;margin:6px 0}.wealth-section{font-size:13px;font-weight:900;padding:22px 0 5px}.table-scroll{overflow:auto;border:1px solid var(--line);border-radius:12px}.data-table{width:100%;border-collapse:collapse;min-width:680px}.data-table th,.data-table td{padding:11px 12px;border-bottom:1px solid var(--line);text-align:left;font-size:12px;vertical-align:top}.data-table th{background:#f3f4f2;font-weight:900}.data-table tr:last-child td{border-bottom:0}.data-table td.numeric{text-align:right;font-variant-numeric:tabular-nums}.tip{font-size:12px;color:var(--muted);line-height:1.5}.year-pill{display:inline-block;border-radius:100px;background:#f0e9e1;color:var(--brown-deep);padding:6px 10px;font-size:11px;font-weight:900}.bottom-nav{display:none}.toast{position:fixed;z-index:20;left:50%;bottom:24px;transform:translate(-50%,20px);background:var(--ink);color:#fff;border-radius:10px;box-shadow:var(--shadow);padding:11px 16px;opacity:0;pointer-events:none;transition:opacity .2s,transform .2s;max-width:calc(100vw - 36px);font-size:13px}.toast.show{opacity:1;transform:translate(-50%,0)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:980px){.shell{grid-template-columns:205px minmax(0,1fr)}.sidebar{padding:22px 10px}.topbar{padding:20px 25px}.main-wrap{padding:25px 25px 80px}.grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}.hero{grid-template-columns:1fr}}
@media(max-width:720px){.shell{display:block}.sidebar{display:none}.topbar{height:auto;min-height:88px;padding:calc(16px + env(safe-area-inset-top)) 18px 16px;align-items:flex-start}.topbar-title h1{font-size:21px}.topbar-actions{gap:7px}.topbar-actions .button{min-width:44px;padding:9px 10px;font-size:11px}.year-control select{width:80px;min-height:38px}.main-wrap{padding:20px 16px 106px}.page-intro{display:block}.page-intro h2{font-size:24px}.grid-2{grid-template-columns:1fr}.grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3>.card:last-child{grid-column:1/-1}.stat{padding:16px}.stat strong{font-size:25px}.hero{padding:25px 22px}.hero h2{font-size:26px}.hero-actions{display:grid;grid-template-columns:1fr 1fr}.hero-actions .button{min-width:0}.card{padding:18px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}input,select,textarea{font-size:16px}.copy-row{grid-template-columns:minmax(0,1fr) 90px;gap:7px}.copy-row .button{grid-column:2}.copy-row .value{text-align:right}.copy-row .details{grid-column:1/-1;margin:0}.bottom-nav{display:flex;position:fixed;z-index:10;bottom:0;left:0;right:0;background:rgba(255,255,255,.97);box-shadow:0 -4px 18px rgba(30,45,50,.08);border-top:1px solid var(--line);padding:5px max(8px,env(safe-area-inset-left)) calc(5px + env(safe-area-inset-bottom));justify-content:space-around;gap:2px}.bottom-nav .nav-item{display:grid;justify-items:center;gap:1px;text-align:center;padding:5px 3px;min-height:54px;font-size:11px;color:#6d7b80;border-radius:8px}.bottom-nav .nav-item.active{background:#f1e9e1;color:var(--brown-deep)}.bottom-nav .nav-icon{font-size:19px}.toast{bottom:calc(79px + env(safe-area-inset-bottom))}}

@media(max-width:360px){.grid-3{grid-template-columns:1fr}.grid-3>.card:last-child{grid-column:auto}}